Today we're announcing that Noah is Aurea Hub's infrastructural partner for international payments. It's the foundational layer over which we'll build the next generation of products for our clients, starting with Aurea Pay, our solution for merchants and e-commerce platforms operating across borders.
A choice like this gets made once. It's worth explaining the reasoning.
What Noah is, concretely
Noah is an API-first stablecoin payments platform. Three pieces compose the offering: Payin issues virtual bank accounts across multiple currencies (with both local transfers and SWIFT) and converts fiat to stablecoin in real time. Orchestrate automates routing and conversions based on configurable rules. A compliance stack handles KYC, KYB, sanctions and PEP screening, AML monitoring, and travel rule, with PCI-DSS and AICPA SOC certifications as the floor.
The infrastructure is blockchain- and token-agnostic, built to move value, not to evangelize a particular chain or stablecoin.
Leading the company: Thijn Lamers, co-founder and President, was a founding team member at Adyen, where he ran global sales up to Executive Vice President. Adyen is not just any reference: it's the payments platform behind Uber, Meta, and eBay. The track record of the people who built an infrastructure matters. Here, it matters a lot.
What this changes, concretely
Three concrete advantages.
Near-instant settlement. Fiat ↔ stablecoin conversion happens in real time inside the same platform. An international payment that used to take 2-5 days closes in minutes.
End-to-end traceability. Every transaction leaves an auditable trail. For a finance team or compliance officer, that's the difference between reconstructing flows after the fact and watching them on a dashboard in real time.
Infrastructural flexibility. Noah is blockchain- and token-agnostic. We can work with the stablecoins that fit each client's use case (USDC, USDT, EURC, and others) on the chains that make sense for that flow (EVM-compatible chains like Ethereum, Polygon, and Base; Solana), and, where needed, issue custom tokens. No technical lock-in.
That flexibility weighed most in our choice. The products we want to build over the next eighteen months aren't all designed yet, and a platform that adapts to what the market will ask tomorrow is worth more than one that optimizes only for today.
What this enables: Aurea Pay
The first product built on this stack is Aurea Pay, our international payments solution for merchants and e-commerce platforms.
The problem it solves is concrete. A European merchant selling into Asia today pays a stack of frictions that erode margin.
Aurea Pay removes that friction: stablecoin payments accepted directly, conversion into local currency (or stablecoin) per the merchant's rules, settlement in minutes, integrated treasury dashboard. The merchant keeps their brand, their checkout experience, their reporting. The rails underneath are new.
It's not hypothetical. It's the first product in pipeline, and it ships sooner than expected because the stack underneath is already at the level we need.
The wider thesis: two layers, one stack
The financial system of the next ten years is being rebuilt rail by rail. No single company, however ambitious, will build all of it. The companies that matter will be the ones that pick infrastructure partners with care and let each layer do what it does best.
In our division of labor: Aurea Hub brings the EU-native, MiCA-native, white-label distribution layer for European banks, fintechs, and merchants. Noah brings the global stablecoin payments engine underneath: virtual accounts, FX, settlement, orchestration. Together: a complete stack for cross-border money movement, built on the right rails from day one.
The next decade won't be decided by individual products. It will be decided by architectures. We've made our choice.